Tata Balanced Advantage Fund-Regular Plan-Growth
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Strong capital defense: downside capture of 52% limits losses during market corrections.
- Cost-efficient: expense ratio of 1.85% is lower than category median (2.4%).
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.11% | +5.51% | -0.40% |
| 3 Months | -1.68% | +1.29% | -2.97% |
| 6 Months | +1.35% | +5.25% | -3.90% |
| 1 Year | +0.42% | +2.38% | -1.96% |
| 3 Years CAGR | +7.58% | +9.06% | -1.48% |
| 5 Years CAGR | +7.41% | +7.86% | -0.45% |
| 7 Years CAGR | +10.01% | +9.53% | +0.48% |
| Since Inception | +9.96% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Tata Balanced Advantage Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -0.50% | +1.91% | -2.41% |
| 2025 | +6.02% | +5.68% | +0.34% |
| 2024 | +10.76% | +12.82% | -2.06% |
| 2023 | +17.01% | +18.07% | -1.06% |
| 2022 | +5.48% | +2.58% | +2.90% |
| 2021 | +16.47% | +13.27% | +3.20% |
| 2020 | +15.54% | +13.64% | +1.90% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -12.57% | +11.01% | +8.79% | +49.57% | 93.1% | 36.7% |
| 3-Year Rolling | +5.59% | +11.84% | +12.15% | +19.98% | 100.0% | 5.0% |
| 5-Year Rolling | +6.03% | +11.90% | +12.69% | +17.38% | 100.0% | 6.3% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-01-24 | 2020-03-23 | -20.3% | 2 months | 4 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity related instruments and Equity Derivatives # 65% - 100%, Debt (including money market instruments, securitized debt ) & Cash 0% - 35%, InvITs @ $ 0% - 0%. $ Existing investment in InvITs as on March 31, 2026 shall be grandfathered. The scheme may invest in another scheme under the same asset management company or any other mutual fund without charging any fees, provided that aggregate inter-scheme investment made by all schemes under the same management or in schemes under the management of any other asset management company shall not exceed 5% of the net asset value of the mutual fund. Such investments shall be made in the schemes which are permitted by SEBI from time to time. Units of Equity Mutual funds will be considered under allocation for Equity and Equity related instruments and Units of Fixed Income mutual funds will be considered under allocation for Debt & Debt related instruments | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity derivatives strategies, arbitrage opportunities and pure equity investments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 8,166 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Balanced Advantage schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Balanced Advantage Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Sundaram Dynamic Asset Allocation Fund | 3.4 | +7.64% | 2.54% | 60.8% | Rs 1,660 cr | Compare → |
| ITI Balanced Advantage Fund | 2.5 | +7.46% | 3.22% | 41.6% | Rs 319 cr | Compare → |
| LIC MF Balanced Advantage Fund | 3.4 | +7.75% | 2.91% | 53.3% | Rs 672 cr | Compare → |
| PGIM India Balanced Advantage Fund | 2.9 | +7.25% | 2.48% | 73.5% | Rs 714 cr | Compare → |
| Union Balanced Advantage Fund | 3.7 | +8.33% | 2.50% | 51.4% | Rs 1,202 cr | Compare → |
Frequently Asked Questions about Tata Balanced Advantage Fund
What is the expense ratio of Tata Balanced Advantage Fund?
Tata Balanced Advantage Fund has a total expense ratio (TER) of 1.85% with a base expense ratio of 1.51%, compared to the Balanced Advantage category median of 2.40%.
Who manages Tata Balanced Advantage Fund?
Tata Balanced Advantage Fund is managed by Rahul Singh.
What are the historical returns of Tata Balanced Advantage Fund?
Tata Balanced Advantage Fund delivered a 3-year CAGR of 7.58% and a 5-year CAGR of 7.41%. Its 1-year return stands at +0.42%.
How large is Tata Balanced Advantage Fund?
Tata Balanced Advantage Fund manages assets of Rs 8,166 cr, placing it in the 'stretched' size band relative to Balanced Advantage peers.
How is Tata Balanced Advantage Fund scored on MFIQ?
Tata Balanced Advantage Fund holds an MFIQ Score of 4.8/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Tata Balanced Advantage Fund?
Tata Balanced Advantage Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 7.74% with a maximum historical drawdown of -20.29%.