Tata Flexi Cap Fund -Regular Plan-Growth
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- 5-Year CAGR of 7.42% demonstrates steady long-term compounding.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.34% | +6.72% | +0.62% |
| 3 Months | -0.69% | +0.95% | -1.64% |
| 6 Months | +1.39% | +7.48% | -6.09% |
| 1 Year | -3.38% | +3.87% | -7.25% |
| 3 Years CAGR | +9.42% | +12.91% | -3.49% |
| 5 Years CAGR | +7.42% | +9.13% | -1.71% |
| 7 Years CAGR | +11.39% | +13.79% | -2.40% |
| Since Inception | +11.24% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Tata Flexi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -4.53% | +3.55% | -8.08% |
| 2025 | +10.60% | +3.91% | +6.69% |
| 2024 | +12.58% | +18.52% | -5.94% |
| 2023 | +27.84% | +28.78% | -0.94% |
| 2022 | -3.49% | -1.11% | -2.38% |
| 2021 | +26.57% | +32.43% | -5.86% |
| 2020 | +14.31% | +14.34% | -0.03% |
| 2019 | +10.51% | +10.28% | +0.23% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -25.31% | +13.70% | +10.95% | +76.86% | 78.6% | 23.9% |
| 3-Year Rolling | +6.59% | +14.92% | +15.29% | +24.89% | 100.0% | 10.8% |
| 5-Year Rolling | +5.76% | +14.71% | +14.94% | +23.77% | 100.0% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-13 | 2020-03-23 | -33.6% | 1 months | 7 months |
| 2021-10-18 | 2022-06-20 | -18.8% | 8 months | 13 months |
| 2024-09-26 | 2025-03-03 | -15.0% | 5 months | 4 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity related instruments 65% - 100%, Money market instruments, units of debt and liquid category schemes*, other liquid instruments**, gold and/or silver instruments/ETF as permitted by SEBI 0% - 35%, Units of InvITs 0% - 10%. The scheme may invest in another scheme under the same asset management company or any other mutual fund without charging any fees, provided that aggregate inter-scheme investment made by all schemes under the same management or in schemes under the management of any other asset management company shall not exceed 5% of the net asset value of the mutual fund. Such investments shall be made in the schemes which are permitted by SEBI from time to time. ** Other liquid instruments include cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by the SEBI. Units of Equity Mutual funds will be considered under allocation for Equity and Equity related instruments | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the Scheme is to generate capital appreciation over medium to long term. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 3,666 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Flexi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Flexi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Nippon India Flexi Cap Fund | 4.7 | +9.70% | 1.83% | 106.8% | Rs 9,682 cr | Compare → |
| SBI Flexicap Fund | 3.3 | +9.24% | 2.03% | 89.4% | Rs 22,727 cr | Compare → |
| Mahindra Manulife Flexi Cap Fund | 4.0 | +9.70% | 2.44% | 102.5% | Rs 1,582 cr | Compare → |
| Sundaram Flexicap Fund | 3.8 | +8.91% | 2.17% | 93.7% | Rs 1,948 cr | Compare → |
| LIC MF Flexi Cap Fund | 1.9 | +10.91% | 2.88% | 110.0% | Rs 1,077 cr | Compare → |
Frequently Asked Questions about Tata Flexi Cap Fund
What is the expense ratio of Tata Flexi Cap Fund?
Tata Flexi Cap Fund has a total expense ratio (TER) of 2.1% with a base expense ratio of 1.63%, compared to the Flexi Cap category median of 2.17%.
Who manages Tata Flexi Cap Fund?
Tata Flexi Cap Fund is managed by Anand Sharma.
What are the historical returns of Tata Flexi Cap Fund?
Tata Flexi Cap Fund delivered a 3-year CAGR of 9.42% and a 5-year CAGR of 7.42%. Its 1-year return stands at -3.38%.
How large is Tata Flexi Cap Fund?
Tata Flexi Cap Fund manages assets of Rs 3,666 cr, placing it in the 'comfortable' size band relative to Flexi Cap peers.
How is Tata Flexi Cap Fund scored on MFIQ?
Tata Flexi Cap Fund holds an MFIQ Score of 4.0/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Tata Flexi Cap Fund?
Tata Flexi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 12.90% with a maximum historical drawdown of -33.63%.