SBI Flexicap Fund - REGULAR PLAN -Growth Option
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 92% of 3-year investment horizons.
- Over 21 years of operational history across different market cycles.
- Experienced a maximum drawdown of -64.9% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.87% | +6.72% | +0.15% |
| 3 Months | +1.29% | +0.95% | +0.34% |
| 6 Months | +5.13% | +7.48% | -2.35% |
| 1 Year | -0.46% | +3.87% | -4.33% |
| 3 Years CAGR | +9.24% | +12.91% | -3.67% |
| 5 Years CAGR | +7.25% | +9.13% | -1.88% |
| 7 Years CAGR | +11.86% | +13.79% | -1.93% |
| 10 Years CAGR | +11.76% | +13.48% | -1.72% |
| Since Inception | +10.45% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in SBI Flexicap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.75% | +3.55% | -5.30% |
| 2025 | +5.49% | +3.91% | +1.58% |
| 2024 | +14.22% | +18.52% | -4.30% |
| 2023 | +22.81% | +28.78% | -5.97% |
| 2022 | +0.68% | -1.11% | +1.79% |
| 2021 | +30.77% | +32.43% | -1.66% |
| 2020 | +13.60% | +14.34% | -0.74% |
| 2019 | +10.97% | +10.28% | +0.69% |
| 2018 | -5.51% | -7.49% | +1.98% |
| 2017 | +36.98% | +37.90% | -0.92% |
| 2016 | +5.82% | +4.05% | +1.77% |
| 2015 | +9.81% | +1.06% | +8.75% |
| 2014 | +55.98% | +54.77% | +1.21% |
| 2013 | +5.20% | +4.75% | +0.45% |
| 2012 | +38.35% | +32.18% | +6.17% |
| 2011 | -30.69% | -25.47% | -5.22% |
| 2010 | +9.76% | +15.86% | -6.10% |
| 2009 | +80.82% | +83.98% | -3.16% |
| 2008 | -57.54% | -56.62% | -0.92% |
| 2007 | +45.62% | +63.30% | -17.68% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -59.58% | +13.81% | +10.71% | +110.32% | 74.1% | 13.0% |
| 3-Year Rolling | -10.98% | +12.22% | +12.92% | +33.36% | 92.2% | 0.0% |
| 5-Year Rolling | -4.77% | +12.40% | +13.04% | +25.41% | 93.6% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-04 | 2009-03-09 | -64.9% | 14 months | 63 months |
| 2020-01-24 | 2020-03-23 | -35.9% | 2 months | 8 months |
| 2006-05-10 | 2006-06-14 | -31.5% | 1 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments (including derivatives) | 65% - 100% |
| Units issued by InVIT | 0% - 10% |
| Money Market and other Liquid Instruments including units of other domestic mutual funds | 0% - 35% |
| Gold and Silver Instruments | 0% - 35% |
Investment Objective & Strategy
To provide investors with opportunities for long-term growth in capital along with the liquidity of an open ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum and in debt and money market instruments.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 22,727 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Flexi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Flexi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Tata Flexi Cap Fund | 4.0 | +9.42% | 2.10% | 85.3% | Rs 3,666 cr | Compare → |
| Sundaram Flexicap Fund | 3.8 | +8.91% | 2.17% | 93.7% | Rs 1,948 cr | Compare → |
| Nippon India Flexi Cap Fund | 4.7 | +9.70% | 1.83% | 106.8% | Rs 9,682 cr | Compare → |
| NJ Flexi Cap Fund | 2.7 | +8.07% | 2.26% | 103.2% | Rs 2,747 cr | Compare → |
| Mahindra Manulife Flexi Cap Fund | 4.0 | +9.70% | 2.44% | 102.5% | Rs 1,582 cr | Compare → |
Frequently Asked Questions about SBI Flexicap Fund
What is the expense ratio of SBI Flexicap Fund?
SBI Flexicap Fund has a total expense ratio (TER) of 2.03% with a base expense ratio of 1.39%, compared to the Flexi Cap category median of 2.17%.
Who manages SBI Flexicap Fund?
SBI Flexicap Fund is managed by Anup Upadhyay (tenure: 1.9 years since 2024-12-01).
What are the historical returns of SBI Flexicap Fund?
SBI Flexicap Fund delivered a 3-year CAGR of 9.24% and a 5-year CAGR of 7.25%. Its 1-year return stands at -0.46%.
How large is SBI Flexicap Fund?
SBI Flexicap Fund manages assets of Rs 22,727 cr, placing it in the 'stretched' size band relative to Flexi Cap peers.
How is SBI Flexicap Fund scored on MFIQ?
SBI Flexicap Fund holds an MFIQ Score of 3.3/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is SBI Flexicap Fund?
SBI Flexicap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 12.68% with a maximum historical drawdown of -64.90%.