Screener > Conservative Hybrid > BANDHAN Conservative Hybrid Fund

BANDHAN Conservative Hybrid Fund - Regular Plan - Growth

Compare with Peers →
AMC: Bandhan Mutual Fund • Category: Conservative Hybrid • NAV: Rs 33.5265 (2026-11-11) • Rank: #9 in category (#390 overall)
🏛️ 10+ Years Proven
Information only. Past performance does not guarantee future returns. Check the scheme documents and consult a qualified professional before investing.

💡 Why Pick This Fund? Quantitative Strengths & Watch-outs

🟢 Key Strengths
  • Delivered positive returns in 100% of 3-year investment horizons.
  • Over 17 years of operational history across different market cycles.
🟡 Things to Keep in Mind
  • Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
₹97₹106₹116₹125₹134Jul '21Mar '24Nov '26
BANDHAN Conservative Hybrid Fund

Key Statistics vs Category Median

Fund Size
Rs 85.2 cr
Category: Rs 217 cr (small)
Total Expense (TER)
1.94%
Category Median: 1.89%
Base Expense (BER)
1.65%
Excludes levies & brokerage
Sharpe Ratio
0.13
Category Median: 0.21
Beta
-
Category Median: -
Alpha
-
Category Median: -
Standard Deviation
3.88%
Category Median: 3.70%
MFIQ Score
4.1/10
Weak
Lagging category peers on risk-adjusted returns, downside protection, or expense drag.
Returns (30%) 3.2/10
3Y CAGR 6.8% vs category median 7.0% (-0.2 points); 5Y CAGR 5.1%.
Risk Management (30%) 5.4/10
Sharpe ratio 0.13 (cat median 0.21), max fall -11.5%.
Consistency (20%) 3.2/10
100.0% of 3Y rolling windows positive; beat category median in 1 of 5 calendar years.
Cost Efficiency (20%) 4.2/10
Total expense ratio 1.94% vs category median 1.89% (+0.05% points).
Ranked #9 of 13 in Conservative Hybrid. Percentile standing measured against category cohort.

Trailing Returns Comparison

Period Fund Return Category Median Difference
1 Month +3.24% +1.94% +1.30%
3 Months +0.68% +0.03% +0.65%
6 Months +3.74% +2.40% +1.34%
1 Year +3.23% +2.66% +0.57%
3 Years CAGR +6.77% +6.99% -0.22%
5 Years CAGR +5.12% +6.45% -1.33%
7 Years CAGR +5.86% +7.69% -1.83%
10 Years CAGR +6.02% +6.77% -0.75%
Since Inception +7.49% - -

📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay

See how a regular monthly SIP in BANDHAN Conservative Hybrid Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.

Bank FD Benchmark
7.0% p.a. Fixed Deposit
Total Invested: ₹3,60,000
Maturity Value: ₹4,01,630
Interest Earned: +₹41,630
Actual Historical Performance
BANDHAN Conservative Hybrid Fund
CAGR: +6.77%
Fund Value: Calculating...
Extra Wealth Over FD: +₹0

Calendar Year Returns

Year Fund Category Median Gap
2026 +2.34% +2.59% -0.25%
2025 +6.69% +6.07% +0.62%
2024 +7.73% +10.16% -2.43%
2023 +9.46% +10.90% -1.44%
2022 +0.14% +3.04% -2.90%
2021 +6.03% +9.98% -3.95%
2020 +8.47% +10.19% -1.72%
2019 +8.12% +6.88% +1.24%
2018 +1.64% +0.32% +1.32%
2017 +9.83% +10.97% -1.14%
2016 +9.05% +9.05% 0.00%
2015 +7.10% +6.27% +0.83%
2014 +20.04% +20.04% 0.00%
2013 +3.99% +5.37% -1.38%
2012 +18.95% +15.25% +3.70%
2011 +0.53% -0.32% +0.85%

Daily Rolling Returns Summary

Rolling Window Minimum Average Median Maximum % Positive % Beating Proxy
1-Year Rolling -3.95% +7.60% +6.93% +23.58% 96.1% -
3-Year Rolling +1.92% +7.84% +7.23% +14.31% 100.0% -
5-Year Rolling +4.36% +7.70% +7.14% +11.91% 100.0% -

Risk Profile & Deepest Drawdowns

Sortino Ratio
0.18
Category: 0.28
R-Squared
-
Correlation with Proxy
Upside Capture
-
Monthly return ratio
Downside Capture
-
Lower is better

Deepest Market Corrections (Depth >= 10%)

Peak Date Trough Date Fall Depth Months to Bottom Recovery Period
2020-02-20 2020-03-23 -11.5% 1 months 4 months

Portfolio & Asset Allocation

Statutory Asset Allocation Mandate (SEBI / SID)

Instrument Category Permitted Allocation Range
Equities & Equity related instruments (Including derivatives) 10% - 25% Debt & Money Market instruments (including Government securities, Securitised debt, Margin money/FD): 75% - 90% Units issued by InvITs: 0% - 10% Units of Mutual Fund: 0% 15%

Investment Objective & Strategy

The primary objective of the Scheme is to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme’s total assets in equity securities.

ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.

Fund Size Position

Currently managing Rs 85.2 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Conservative Hybrid schemes.

Too Small Small Comfortable Stretched Strained

Fund Management

Viraj Kulkarn
Harshal Joshi
Managing scheme since 2021-07-28
5.3 yrs tenure

Cost & Capital Gains Taxation

From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.

Applicable Tax Structure

Non-equity oriented schemes (e.g. Conservative Hybrid): Capital gains are added to taxable income and taxed at your applicable income tax slab rates regardless of the holding period.

Tax rules as of 23 July 2024. Verify before investing.

Closest Conservative Hybrid Peers by Rank

Scheme Score 3Y Return Expense Downside Fund Size Compare
CANARA ROBECO CONSERVATIVE HYBRID FUND 3.7 +6.84% 1.89% - Rs 817 cr Compare →
Axis Conservative Hybrid Fund 3.5 +5.94% 2.15% - Rs 217 cr Compare →
BARODA BNP PARIBAS Conservative Hybrid Fund 4.9 +6.99% 2.06% - Rs 956 cr Compare →
BANK OF INDIA Conservative Hybrid Fund 2.5 +5.92% 2.27% - Rs 70.3 cr Compare →
UTI Conservative Hybrid Fund 5.3 +7.35% 1.85% - Rs 1,615 cr Compare →

Frequently Asked Questions about BANDHAN Conservative Hybrid Fund

What is the expense ratio of BANDHAN Conservative Hybrid Fund?

BANDHAN Conservative Hybrid Fund has a total expense ratio (TER) of 1.94% with a base expense ratio of 1.65%, compared to the Conservative Hybrid category median of 1.89%.

Who manages BANDHAN Conservative Hybrid Fund?

BANDHAN Conservative Hybrid Fund is managed by Viraj Kulkarn.

What are the historical returns of BANDHAN Conservative Hybrid Fund?

BANDHAN Conservative Hybrid Fund delivered a 3-year CAGR of 6.77% and a 5-year CAGR of 5.12%. Its 1-year return stands at +3.23%.

How large is BANDHAN Conservative Hybrid Fund?

BANDHAN Conservative Hybrid Fund manages assets of Rs 85.2 cr, placing it in the 'small' size band relative to Conservative Hybrid peers.

How is BANDHAN Conservative Hybrid Fund scored on MFIQ?

BANDHAN Conservative Hybrid Fund holds an MFIQ Score of 4.1/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.

How risky is BANDHAN Conservative Hybrid Fund?

BANDHAN Conservative Hybrid Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 3.88% with a maximum historical drawdown of -11.46%.