UTI Conservative Hybrid Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Over 23 years of operational history across different market cycles.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +2.30% | +1.94% | +0.36% |
| 3 Months | -0.41% | +0.03% | -0.44% |
| 6 Months | +2.40% | +2.40% | 0.00% |
| 1 Year | +1.03% | +2.66% | -1.63% |
| 3 Years CAGR | +7.35% | +6.99% | +0.36% |
| 5 Years CAGR | +6.41% | +6.45% | -0.04% |
| 7 Years CAGR | +8.17% | +7.69% | +0.48% |
| 10 Years CAGR | +7.42% | +6.77% | +0.65% |
| Since Inception | +8.49% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in UTI Conservative Hybrid Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +0.73% | +2.59% | -1.86% |
| 2025 | +6.07% | +6.07% | 0.00% |
| 2024 | +11.61% | +10.16% | +1.45% |
| 2023 | +11.30% | +10.90% | +0.40% |
| 2022 | +3.32% | +3.04% | +0.28% |
| 2021 | +13.17% | +9.98% | +3.19% |
| 2020 | +10.19% | +10.19% | 0.00% |
| 2019 | +2.84% | +6.88% | -4.04% |
| 2018 | +3.40% | +0.32% | +3.08% |
| 2017 | +12.53% | +10.97% | +1.56% |
| 2016 | +8.92% | +9.05% | -0.13% |
| 2015 | +7.10% | +6.27% | +0.83% |
| 2014 | +21.09% | +20.04% | +1.05% |
| 2013 | +6.54% | +5.37% | +1.17% |
| 2012 | +15.13% | +15.25% | -0.12% |
| 2011 | -0.64% | -0.32% | -0.32% |
| 2010 | +7.18% | +7.00% | +0.18% |
| 2009 | +21.57% | +20.50% | +1.07% |
| 2008 | -6.69% | -6.69% | 0.00% |
| 2007 | +18.43% | +18.43% | 0.00% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -12.81% | +8.98% | +8.69% | +28.97% | 93.8% | - |
| 3-Year Rolling | -0.17% | +9.03% | +9.15% | +15.58% | 100.0% | - |
| 5-Year Rolling | +3.07% | +8.88% | +8.94% | +13.22% | 100.0% | - |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2019-06-03 | 2020-03-23 | -14.6% | 10 months | 6 months |
| 2008-01-02 | 2008-10-27 | -14.3% | 10 months | 7 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Debt and Money Market instruments (including securitized debt)*: 75-90% Equity & equity related instruments (Including units of REITS): 10-25% Units issued by InvITs: 0-10% | Per Scheme Mandate |
Investment Objective & Strategy
The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,615 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Conservative Hybrid schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Non-equity oriented schemes (e.g. Conservative Hybrid): Capital gains are added to taxable income and taxed at your applicable income tax slab rates regardless of the holding period.
Closest Conservative Hybrid Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| HSBC Conservative Hybrid Fund | 4.7 | +8.11% | 2.19% | - | Rs 151 cr | Compare → |
| BARODA BNP PARIBAS Conservative Hybrid Fund | 4.9 | +6.99% | 2.06% | - | Rs 956 cr | Compare → |
| SBI Conservative Hybrid Fund | 7.0 | +7.92% | 1.49% | - | Rs 10,103 cr | Compare → |
| CANARA ROBECO CONSERVATIVE HYBRID FUND | 3.7 | +6.84% | 1.89% | - | Rs 817 cr | Compare → |
| Aditya Birla Sun Life Conservative Hybrid Fund / Payment | 4.9 | +7.94% | 1.80% | - | Rs 1,474 cr | Compare → |
Frequently Asked Questions about UTI Conservative Hybrid Fund
What is the expense ratio of UTI Conservative Hybrid Fund?
UTI Conservative Hybrid Fund has a total expense ratio (TER) of 1.85% with a base expense ratio of 1.57%, compared to the Conservative Hybrid category median of 1.89%.
Who manages UTI Conservative Hybrid Fund?
UTI Conservative Hybrid Fund is managed by Amit Premchandani (tenure: 4.9 years since 2022-01-01).
What are the historical returns of UTI Conservative Hybrid Fund?
UTI Conservative Hybrid Fund delivered a 3-year CAGR of 7.35% and a 5-year CAGR of 6.41%. Its 1-year return stands at +1.03%.
How large is UTI Conservative Hybrid Fund?
UTI Conservative Hybrid Fund manages assets of Rs 1,615 cr, placing it in the 'comfortable' size band relative to Conservative Hybrid peers.
How is UTI Conservative Hybrid Fund scored on MFIQ?
UTI Conservative Hybrid Fund holds an MFIQ Score of 5.3/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is UTI Conservative Hybrid Fund?
UTI Conservative Hybrid Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 3.97% with a maximum historical drawdown of -14.59%.