BARODA BNP PARIBAS Conservative Hybrid Fund-Regular Plan-Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Over 22 years of operational history across different market cycles.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +1.68% | +1.94% | -0.26% |
| 3 Months | +0.10% | +0.03% | +0.07% |
| 6 Months | +2.42% | +2.40% | +0.02% |
| 1 Year | +3.13% | +2.66% | +0.47% |
| 3 Years CAGR | +6.99% | +6.99% | 0.00% |
| Since Inception | +6.71% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in BARODA BNP PARIBAS Conservative Hybrid Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +2.51% | +2.59% | -0.08% |
| 2025 | +5.29% | +6.07% | -0.78% |
| 2024 | +9.80% | +10.16% | -0.36% |
| 2023 | +11.03% | +10.90% | +0.13% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | +0.46% | +7.66% | +7.33% | +14.28% | 100.0% | - |
| 3-Year Rolling | +6.44% | +8.10% | +8.20% | +9.96% | 100.0% | - |
Risk Profile & Deepest Drawdowns
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Debt Instruments & Money Market Instruments (including cash / call money) | 75% - 90% Equity & Equity related securities: 10% - 25% Units issued by InvITs: 0% - 10% Gold and Silver instruments (through ETFs and ETCDs^) :0%-10% |
Investment Objective & Strategy
The primary objective of the Scheme is to generate regular returns through investments primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 956 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Conservative Hybrid schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Non-equity oriented schemes (e.g. Conservative Hybrid): Capital gains are added to taxable income and taxed at your applicable income tax slab rates regardless of the holding period.
Closest Conservative Hybrid Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| UTI Conservative Hybrid Fund | 5.3 | +7.35% | 1.85% | - | Rs 1,615 cr | Compare → |
| CANARA ROBECO CONSERVATIVE HYBRID FUND | 3.7 | +6.84% | 1.89% | - | Rs 817 cr | Compare → |
| HSBC Conservative Hybrid Fund | 4.7 | +8.11% | 2.19% | - | Rs 151 cr | Compare → |
| BANDHAN Conservative Hybrid Fund | 4.1 | +6.77% | 1.94% | - | Rs 85.2 cr | Compare → |
| SBI Conservative Hybrid Fund | 7.0 | +7.92% | 1.49% | - | Rs 10,103 cr | Compare → |
Frequently Asked Questions about BARODA BNP PARIBAS Conservative Hybrid Fund
What is the expense ratio of BARODA BNP PARIBAS Conservative Hybrid Fund?
BARODA BNP PARIBAS Conservative Hybrid Fund has a total expense ratio (TER) of 2.06% with a base expense ratio of 1.69%, compared to the Conservative Hybrid category median of 1.89%.
Who manages BARODA BNP PARIBAS Conservative Hybrid Fund?
BARODA BNP PARIBAS Conservative Hybrid Fund is managed by Paresh Jain (tenure: 0.4 years since 2026-07-01).
What are the historical returns of BARODA BNP PARIBAS Conservative Hybrid Fund?
BARODA BNP PARIBAS Conservative Hybrid Fund delivered a 3-year CAGR of 6.99%. Its 1-year return stands at +3.13%.
How large is BARODA BNP PARIBAS Conservative Hybrid Fund?
BARODA BNP PARIBAS Conservative Hybrid Fund manages assets of Rs 956 cr, placing it in the 'comfortable' size band relative to Conservative Hybrid peers.
How is BARODA BNP PARIBAS Conservative Hybrid Fund scored on MFIQ?
BARODA BNP PARIBAS Conservative Hybrid Fund holds an MFIQ Score of 4.9/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is BARODA BNP PARIBAS Conservative Hybrid Fund?
BARODA BNP PARIBAS Conservative Hybrid Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 3.75% with a maximum historical drawdown of -4.77%.