Taurus Banking & Financial Services Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 97% of 3-year investment horizons.
- Over 14 years of operational history across different market cycles.
- Experienced a maximum drawdown of -41.7% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.90% | +6.32% | +2.58% |
| 3 Months | +3.97% | -0.20% | +4.17% |
| 6 Months | +5.71% | +5.98% | -0.27% |
| 1 Year | +0.64% | +3.90% | -3.26% |
| 3 Years CAGR | +9.86% | +13.23% | -3.37% |
| 5 Years CAGR | +8.69% | +10.72% | -2.03% |
| 7 Years CAGR | +10.03% | +15.35% | -5.32% |
| 10 Years CAGR | +11.91% | +14.26% | -2.35% |
| Since Inception | +12.43% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Taurus Banking & Financial Services Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +0.62% | +4.03% | -3.41% |
| 2025 | +10.94% | +1.43% | +9.51% |
| 2024 | +8.61% | +20.41% | -11.80% |
| 2023 | +15.96% | +30.70% | -14.74% |
| 2022 | +17.81% | +1.66% | +16.15% |
| 2021 | +11.37% | +30.31% | -18.94% |
| 2020 | +1.66% | +13.54% | -11.88% |
| 2019 | +25.05% | +7.11% | +17.94% |
| 2018 | +4.29% | -5.94% | +10.23% |
| 2017 | +37.59% | +39.22% | -1.63% |
| 2016 | +5.12% | +4.10% | +1.02% |
| 2015 | -16.32% | +1.85% | -18.17% |
| 2014 | +59.61% | +52.06% | +7.55% |
| 2013 | -12.81% | -4.06% | -8.75% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -33.86% | +13.27% | +11.15% | +84.09% | 76.0% | 35.4% |
| 3-Year Rolling | -4.77% | +12.53% | +12.34% | +30.52% | 97.1% | 14.9% |
| 5-Year Rolling | -0.32% | +12.59% | +12.45% | +24.50% | 99.9% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2019-12-27 | 2020-03-23 | -41.7% | 3 months | 9 months |
| 2015-01-27 | 2016-02-25 | -36.4% | 13 months | 14 months |
| 2013-01-04 | 2013-08-28 | -35.1% | 8 months | 8 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity Related Instruments of companies belonging to Banking & Financial Services Sector | 80%-100%; Debt& Money Market Instruments including Gold ETF and Silver ETF: 0-20% |
Investment Objective & Strategy
The primary objective of the Scheme is to generate capital appreciation through a portfolio that invests predominantly in equity and equity related instruments of Banking, Financial and Non-Banking Financial Companies that form part of the BFSI Sector
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 11.4 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as too small relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Kotak ESG Exclusionary Strategy Fund | 4.3 | +9.57% | 2.48% | 93.7% | Rs 730 cr | Compare → |
| Invesco India ESG Integration Strategy Fund | 3.8 | +9.68% | 2.56% | 102.8% | Rs 388 cr | Compare → |
| BARODA BNP PARIBAS India Consumption Fund | 4.5 | +9.79% | 2.37% | 102.0% | Rs 1,470 cr | Compare → |
| Taurus Ethical Fund | 2.8 | +9.29% | 2.72% | 104.4% | Rs 458 cr | Compare → |
| SBI TECHNOLOGY OPPORTUNITIES FUND | 5.4 | +10.26% | 1.97% | 54.3% | Rs 4,546 cr | Compare → |
Frequently Asked Questions about Taurus Banking & Financial Services Fund
What is the expense ratio of Taurus Banking & Financial Services Fund?
Taurus Banking & Financial Services Fund has a total expense ratio (TER) of 2.53% with a base expense ratio of 2.08%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Taurus Banking & Financial Services Fund?
Taurus Banking & Financial Services Fund is managed by Anuj Kapil (tenure: 3.4 years since 2023-06-13).
What are the historical returns of Taurus Banking & Financial Services Fund?
Taurus Banking & Financial Services Fund delivered a 3-year CAGR of 9.86% and a 5-year CAGR of 8.69%. Its 1-year return stands at +0.64%.
How large is Taurus Banking & Financial Services Fund?
Taurus Banking & Financial Services Fund manages assets of Rs 11.4 cr, placing it in the 'too small' size band relative to Sectoral / Thematic peers.
How is Taurus Banking & Financial Services Fund scored on MFIQ?
Taurus Banking & Financial Services Fund holds an MFIQ Score of 3.7/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Taurus Banking & Financial Services Fund?
Taurus Banking & Financial Services Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.87% with a maximum historical drawdown of -41.66%.