Screener > Sectoral / Thematic > Taurus Banking & Financial Services Fund

Taurus Banking & Financial Services Fund - Regular Plan - Growth

Compare with Peers →
AMC: Taurus Mutual Fund • Category: Sectoral / Thematic • NAV: Rs 55.32 (2026-11-11) • Rank: #75 in category (#327 overall) • Index Proxy: Nifty 500
🏛️ 10+ Years Proven
Information only. Past performance does not guarantee future returns. Check the scheme documents and consult a qualified professional before investing.

💡 Why Pick This Fund? Quantitative Strengths & Watch-outs

🟢 Key Strengths
  • Delivered positive returns in 97% of 3-year investment horizons.
  • Over 14 years of operational history across different market cycles.
🟡 Things to Keep in Mind
  • Experienced a maximum drawdown of -41.7% during severe market crashes.
₹85₹109₹134₹158₹183Aug '21Mar '24Nov '26
Taurus Banking & Financial Services Fund
Proxy (Nifty 500)

Key Statistics vs Category Median

Fund Size
Rs 11.4 cr
Category: Rs 804 cr (too small)
Total Expense (TER)
2.53%
Category Median: 2.52%
Base Expense (BER)
2.08%
Excludes levies & brokerage
Sharpe Ratio
0.28
Category Median: 0.34
Beta
0.97
Category Median: 0.97
Alpha
-1.72%
Category Median: +1.89%
Standard Deviation
15.87%
Category Median: 16.05%
MFIQ Score
3.7/10
Weak
Lagging category peers on risk-adjusted returns, downside protection, or expense drag.
Returns (30%) 2.8/10
3Y CAGR 9.9% vs category median 13.2% (-3.4 points); 5Y CAGR 8.7%.
Risk Management (30%) 3.9/10
Sharpe ratio 0.28 (cat median 0.34), downside capture 94.0%, max fall -41.7%.
Consistency (20%) 3.6/10
97.1% of 3Y rolling windows positive; beat category median in 2 of 5 calendar years.
Cost Efficiency (20%) 4.8/10
Total expense ratio 2.53% vs category median 2.52% (+0.01% points).
Ranked #75 of 221 in Sectoral / Thematic. Percentile standing measured against category cohort.

Trailing Returns Comparison

Period Fund Return Category Median Difference
1 Month +8.90% +6.32% +2.58%
3 Months +3.97% -0.20% +4.17%
6 Months +5.71% +5.98% -0.27%
1 Year +0.64% +3.90% -3.26%
3 Years CAGR +9.86% +13.23% -3.37%
5 Years CAGR +8.69% +10.72% -2.03%
7 Years CAGR +10.03% +15.35% -5.32%
10 Years CAGR +11.91% +14.26% -2.35%
Since Inception +12.43% - -

📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay

See how a regular monthly SIP in Taurus Banking & Financial Services Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.

Bank FD Benchmark
7.0% p.a. Fixed Deposit
Total Invested: ₹3,60,000
Maturity Value: ₹4,01,630
Interest Earned: +₹41,630
Actual Historical Performance
Taurus Banking & Financial Services Fund
CAGR: +9.86%
Fund Value: Calculating...
Extra Wealth Over FD: +₹0

Calendar Year Returns

Year Fund Category Median Gap
2026 +0.62% +4.03% -3.41%
2025 +10.94% +1.43% +9.51%
2024 +8.61% +20.41% -11.80%
2023 +15.96% +30.70% -14.74%
2022 +17.81% +1.66% +16.15%
2021 +11.37% +30.31% -18.94%
2020 +1.66% +13.54% -11.88%
2019 +25.05% +7.11% +17.94%
2018 +4.29% -5.94% +10.23%
2017 +37.59% +39.22% -1.63%
2016 +5.12% +4.10% +1.02%
2015 -16.32% +1.85% -18.17%
2014 +59.61% +52.06% +7.55%
2013 -12.81% -4.06% -8.75%

Daily Rolling Returns Summary

Rolling Window Minimum Average Median Maximum % Positive % Beating Proxy
1-Year Rolling -33.86% +13.27% +11.15% +84.09% 76.0% 35.4%
3-Year Rolling -4.77% +12.53% +12.34% +30.52% 97.1% 14.9%
5-Year Rolling -0.32% +12.59% +12.45% +24.50% 99.9% 0.0%

Risk Profile & Deepest Drawdowns

Sortino Ratio
0.39
Category: 0.46
R-Squared
0.787
Correlation with Proxy
Upside Capture
92.1%
Monthly return ratio
Downside Capture
94.0%
Lower is better

Deepest Market Corrections (Depth >= 10%)

Peak Date Trough Date Fall Depth Months to Bottom Recovery Period
2019-12-27 2020-03-23 -41.7% 3 months 9 months
2015-01-27 2016-02-25 -36.4% 13 months 14 months
2013-01-04 2013-08-28 -35.1% 8 months 8 months

Portfolio & Asset Allocation

Statutory Asset Allocation Mandate (SEBI / SID)

Instrument Category Permitted Allocation Range
Equity & Equity Related Instruments of companies belonging to Banking & Financial Services Sector 80%-100%; Debt& Money Market Instruments including Gold ETF and Silver ETF: 0-20%

Investment Objective & Strategy

The primary objective of the Scheme is to generate capital appreciation through a portfolio that invests predominantly in equity and equity related instruments of Banking, Financial and Non-Banking Financial Companies that form part of the BFSI Sector

ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.

Fund Size Position

Currently managing Rs 11.4 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as too small relative to Sectoral / Thematic schemes.

Too Small Small Comfortable Stretched Strained

Fund Management

Anuj Kapil
Managing scheme since 2023-06-13
3.4 yrs tenure

Cost & Capital Gains Taxation

From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.

Applicable Tax Structure

Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.

Tax rules as of 23 July 2024. Verify before investing.

Closest Sectoral / Thematic Peers by Rank

Scheme Score 3Y Return Expense Downside Fund Size Compare
Kotak ESG Exclusionary Strategy Fund 4.3 +9.57% 2.48% 93.7% Rs 730 cr Compare →
Invesco India ESG Integration Strategy Fund 3.8 +9.68% 2.56% 102.8% Rs 388 cr Compare →
BARODA BNP PARIBAS India Consumption Fund 4.5 +9.79% 2.37% 102.0% Rs 1,470 cr Compare →
Taurus Ethical Fund 2.8 +9.29% 2.72% 104.4% Rs 458 cr Compare →
SBI TECHNOLOGY OPPORTUNITIES FUND 5.4 +10.26% 1.97% 54.3% Rs 4,546 cr Compare →

Frequently Asked Questions about Taurus Banking & Financial Services Fund

What is the expense ratio of Taurus Banking & Financial Services Fund?

Taurus Banking & Financial Services Fund has a total expense ratio (TER) of 2.53% with a base expense ratio of 2.08%, compared to the Sectoral / Thematic category median of 2.52%.

Who manages Taurus Banking & Financial Services Fund?

Taurus Banking & Financial Services Fund is managed by Anuj Kapil (tenure: 3.4 years since 2023-06-13).

What are the historical returns of Taurus Banking & Financial Services Fund?

Taurus Banking & Financial Services Fund delivered a 3-year CAGR of 9.86% and a 5-year CAGR of 8.69%. Its 1-year return stands at +0.64%.

How large is Taurus Banking & Financial Services Fund?

Taurus Banking & Financial Services Fund manages assets of Rs 11.4 cr, placing it in the 'too small' size band relative to Sectoral / Thematic peers.

How is Taurus Banking & Financial Services Fund scored on MFIQ?

Taurus Banking & Financial Services Fund holds an MFIQ Score of 3.7/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.

How risky is Taurus Banking & Financial Services Fund?

Taurus Banking & Financial Services Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.87% with a maximum historical drawdown of -41.66%.