DSP Conservative Hybrid Fund- Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Cost-efficient: expense ratio of 1.25% is lower than category median (1.89%).
- Consistently ranked #2 in its category with an MFIQ quantitative score of 6.5/10.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +2.51% | +1.94% | +0.57% |
| 3 Months | +0.90% | +0.03% | +0.87% |
| 6 Months | +3.00% | +2.40% | +0.60% |
| 1 Year | +3.58% | +2.66% | +0.92% |
| 3 Years CAGR | +8.15% | +6.99% | +1.16% |
| 5 Years CAGR | +7.17% | +6.45% | +0.72% |
| 7 Years CAGR | +7.69% | +7.69% | 0.00% |
| 10 Years CAGR | +6.41% | +6.77% | -0.36% |
| Since Inception | +7.95% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in DSP Conservative Hybrid Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +2.76% | +2.59% | +0.17% |
| 2025 | +7.23% | +6.07% | +1.16% |
| 2024 | +10.96% | +10.16% | +0.80% |
| 2023 | +11.99% | +10.90% | +1.09% |
| 2022 | +3.52% | +3.04% | +0.48% |
| 2021 | +7.79% | +9.98% | -2.19% |
| 2020 | +9.28% | +10.19% | -0.91% |
| 2019 | +6.88% | +6.88% | 0.00% |
| 2018 | -5.28% | +0.32% | -5.60% |
| 2017 | +10.97% | +10.97% | 0.00% |
| 2016 | +10.74% | +9.05% | +1.69% |
| 2015 | +4.79% | +6.27% | -1.48% |
| 2014 | +18.53% | +20.04% | -1.51% |
| 2013 | +5.37% | +5.37% | 0.00% |
| 2012 | +15.25% | +15.25% | 0.00% |
| 2011 | +2.48% | -0.32% | +2.80% |
| 2010 | +5.23% | +7.00% | -1.77% |
| 2009 | +20.50% | +20.50% | 0.00% |
| 2008 | -3.09% | -6.69% | +3.60% |
| 2007 | +14.59% | +18.43% | -3.84% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -6.34% | +8.20% | +7.83% | +23.06% | 92.3% | - |
| 3-Year Rolling | -0.66% | +8.15% | +8.25% | +13.22% | 99.9% | - |
| 5-Year Rolling | +2.85% | +7.95% | +8.28% | +11.62% | 100.0% | - |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-13 | 2020-03-23 | -12.2% | 1 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| 1. Debt and Money Market Securities | 75% - 90% 2. Equity and Equity Related Securities : 10% - 25% 3. InvITs / ETCDs / Units of Mutual Fund (including Gold ETF & Silver ETF): 0% - 15% For detailed asset allocation pattern, please refer to the Scheme Information Document |
Investment Objective & Strategy
The primary Investment objective of the scheme is to seek to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The Scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 178 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Conservative Hybrid schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Non-equity oriented schemes (e.g. Conservative Hybrid): Capital gains are added to taxable income and taxed at your applicable income tax slab rates regardless of the holding period.
Closest Conservative Hybrid Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Parag Parikh Conservative Hybrid Fund | 8.7 | +8.69% | 0.66% | - | Rs 3,451 cr | Compare → |
| Aditya Birla Sun Life Conservative Hybrid Fund / Payment | 4.9 | +7.94% | 1.80% | - | Rs 1,474 cr | Compare → |
| SBI Conservative Hybrid Fund | 7.0 | +7.92% | 1.49% | - | Rs 10,103 cr | Compare → |
| HSBC Conservative Hybrid Fund | 4.7 | +8.11% | 2.19% | - | Rs 151 cr | Compare → |
| UTI Conservative Hybrid Fund | 5.3 | +7.35% | 1.85% | - | Rs 1,615 cr | Compare → |
Frequently Asked Questions about DSP Conservative Hybrid Fund
What is the expense ratio of DSP Conservative Hybrid Fund?
DSP Conservative Hybrid Fund has a total expense ratio (TER) of 1.25% with a base expense ratio of 1.04%, compared to the Conservative Hybrid category median of 1.89%.
Who manages DSP Conservative Hybrid Fund?
DSP Conservative Hybrid Fund is managed by Abhishek Singh.
What are the historical returns of DSP Conservative Hybrid Fund?
DSP Conservative Hybrid Fund delivered a 3-year CAGR of 8.15% and a 5-year CAGR of 7.17%. Its 1-year return stands at +3.58%.
How large is DSP Conservative Hybrid Fund?
DSP Conservative Hybrid Fund manages assets of Rs 178 cr, placing it in the 'comfortable' size band relative to Conservative Hybrid peers.
How is DSP Conservative Hybrid Fund scored on MFIQ?
DSP Conservative Hybrid Fund holds an MFIQ Score of 6.5/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is DSP Conservative Hybrid Fund?
DSP Conservative Hybrid Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 3.32% with a maximum historical drawdown of -12.18%.