HSBC Conservative Hybrid Fund - Regular Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Over 23 years of operational history across different market cycles.
- Expense ratio (2.19%) is higher than category median (1.89%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +1.57% | +1.94% | -0.37% |
| 3 Months | -0.86% | +0.03% | -0.89% |
| 6 Months | +1.96% | +2.40% | -0.44% |
| 1 Year | +2.66% | +2.66% | 0.00% |
| 3 Years CAGR | +8.11% | +6.99% | +1.12% |
| 5 Years CAGR | +6.49% | +6.45% | +0.04% |
| 7 Years CAGR | +7.54% | +7.69% | -0.15% |
| 10 Years CAGR | +6.95% | +6.77% | +0.18% |
| Since Inception | +8.30% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in HSBC Conservative Hybrid Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.59% | +2.59% | +1.00% |
| 2025 | +1.86% | +6.07% | -4.21% |
| 2024 | +15.97% | +10.16% | +5.81% |
| 2023 | +11.36% | +10.90% | +0.46% |
| 2022 | +0.65% | +3.04% | -2.39% |
| 2021 | +8.15% | +9.98% | -1.83% |
| 2020 | +10.95% | +10.19% | +0.76% |
| 2019 | +8.23% | +6.88% | +1.35% |
| 2018 | +0.32% | +0.32% | 0.00% |
| 2017 | +9.88% | +10.97% | -1.09% |
| 2016 | +8.83% | +9.05% | -0.22% |
| 2015 | +4.15% | +6.27% | -2.12% |
| 2014 | +21.72% | +20.04% | +1.68% |
| 2013 | +4.26% | +5.37% | -1.11% |
| 2012 | +17.74% | +15.25% | +2.49% |
| 2011 | -1.98% | -0.32% | -1.66% |
| 2010 | +6.83% | +7.00% | -0.17% |
| 2009 | +18.44% | +20.50% | -2.06% |
| 2008 | -2.55% | -6.69% | +4.14% |
| 2007 | +19.74% | +18.43% | +1.31% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -8.41% | +8.66% | +8.24% | +28.15% | 91.5% | - |
| 3-Year Rolling | +1.81% | +8.55% | +8.37% | +14.47% | 100.0% | - |
| 5-Year Rolling | +3.92% | +8.31% | +8.45% | +11.53% | 100.0% | - |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-07 | 2008-10-27 | -12.9% | 10 months | 7 months |
| 2020-02-14 | 2020-03-23 | -10.6% | 1 months | 3 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, it is anticipated that the asset allocation of the Scheme will be as follows: - Debt Instruments and Money Market Instruments (including cash, money at call and reverse repos) : 75% to 90%, Equities and Equity related instruments : 10% to 25%, Units issued by InvITs | 0% - 10%, Units of Gold and Silver ETFs - 0% to 15%, Exchange Traded Commodity Derivatives (ETCDs) : 0% to 10% |
Investment Objective & Strategy
To seek generation of reasonable returns through investments in Debt and Money Market Instruments. The secondary objective of the scheme is to invest in equity and equity related instruments to seek capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 151 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Conservative Hybrid schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Non-equity oriented schemes (e.g. Conservative Hybrid): Capital gains are added to taxable income and taxed at your applicable income tax slab rates regardless of the holding period.
Closest Conservative Hybrid Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| SBI Conservative Hybrid Fund | 7.0 | +7.92% | 1.49% | - | Rs 10,103 cr | Compare → |
| UTI Conservative Hybrid Fund | 5.3 | +7.35% | 1.85% | - | Rs 1,615 cr | Compare → |
| Aditya Birla Sun Life Conservative Hybrid Fund / Payment | 4.9 | +7.94% | 1.80% | - | Rs 1,474 cr | Compare → |
| BARODA BNP PARIBAS Conservative Hybrid Fund | 4.9 | +6.99% | 2.06% | - | Rs 956 cr | Compare → |
| DSP Conservative Hybrid Fund | 6.5 | +8.15% | 1.25% | - | Rs 178 cr | Compare → |
Frequently Asked Questions about HSBC Conservative Hybrid Fund
What is the expense ratio of HSBC Conservative Hybrid Fund?
HSBC Conservative Hybrid Fund has a total expense ratio (TER) of 2.19% with a base expense ratio of 1.81%, compared to the Conservative Hybrid category median of 1.89%.
Who manages HSBC Conservative Hybrid Fund?
HSBC Conservative Hybrid Fund is managed by Mahesh Chhabria (tenure: 19.8 years since 2007-01-15).
What are the historical returns of HSBC Conservative Hybrid Fund?
HSBC Conservative Hybrid Fund delivered a 3-year CAGR of 8.11% and a 5-year CAGR of 6.49%. Its 1-year return stands at +2.66%.
How large is HSBC Conservative Hybrid Fund?
HSBC Conservative Hybrid Fund manages assets of Rs 151 cr, placing it in the 'comfortable' size band relative to Conservative Hybrid peers.
How is HSBC Conservative Hybrid Fund scored on MFIQ?
HSBC Conservative Hybrid Fund holds an MFIQ Score of 4.7/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is HSBC Conservative Hybrid Fund?
HSBC Conservative Hybrid Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 4.90% with a maximum historical drawdown of -12.86%.