LIC MF Large Cap Fund-Regular Plan-Growth
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 96% of 3-year investment horizons.
- Over 32 years of operational history across different market cycles.
- Downside capture of 107% indicates larger drops during broader market downturns.
- Experienced a maximum drawdown of -64.6% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +9.68% | +10.11% | -0.43% |
| 3 Months | +2.34% | +2.34% | 0.00% |
| 6 Months | +7.41% | +7.43% | -0.02% |
| 1 Year | -1.87% | +1.45% | -3.32% |
| 3 Years CAGR | +9.36% | +11.11% | -1.75% |
| 5 Years CAGR | +5.70% | +8.67% | -2.97% |
| 7 Years CAGR | +10.06% | +12.38% | -2.32% |
| 10 Years CAGR | +10.51% | +12.11% | -1.60% |
| Since Inception | +7.84% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in LIC MF Large Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -2.51% | +0.43% | -2.94% |
| 2025 | +5.97% | +7.29% | -1.32% |
| 2024 | +14.22% | +14.09% | +0.13% |
| 2023 | +16.87% | +23.37% | -6.50% |
| 2022 | -1.58% | +1.44% | -3.02% |
| 2021 | +23.77% | +25.31% | -1.54% |
| 2020 | +13.81% | +14.56% | -0.75% |
| 2019 | +14.99% | +12.01% | +2.98% |
| 2018 | +0.72% | -0.64% | +1.36% |
| 2017 | +26.77% | +30.38% | -3.61% |
| 2016 | +2.31% | +3.25% | -0.94% |
| 2015 | -2.58% | -0.48% | -2.10% |
| 2014 | +39.85% | +38.97% | +0.88% |
| 2013 | +7.36% | +6.63% | +0.73% |
| 2012 | +28.28% | +28.47% | -0.19% |
| 2011 | -26.89% | -22.55% | -4.34% |
| 2010 | +17.48% | +17.67% | -0.19% |
| 2009 | +79.21% | +77.18% | +2.03% |
| 2008 | -56.23% | -50.30% | -5.93% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -58.21% | +11.60% | +8.70% | +112.29% | 73.9% | 31.7% |
| 3-Year Rolling | -4.13% | +10.92% | +11.25% | +27.74% | 96.5% | 24.4% |
| 5-Year Rolling | -3.20% | +11.06% | +11.53% | +21.54% | 98.4% | 8.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-04 | 2009-03-09 | -64.6% | 14 months | 63 months |
| 2020-02-13 | 2020-03-23 | -33.2% | 1 months | 8 months |
| 2015-03-03 | 2016-02-25 | -22.5% | 12 months | 6 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments : 80-100%,Equity and equity related instruments of other than Large Cap Companies, Money market instruments, other liquid instruments, INVITs and mutual fund units including Gold/ Silver ETFs.:0-20%.Please refer the Scheme Information Document for complete details. * The Scheme will invest predominantly in Equity and Equity related instruments of Large Cap Entities. Large Cap – 1st – 100th Company in terms of full market capitalisation as provided by AMFI. | Per Scheme Mandate |
Investment Objective & Strategy
To achieve long term capital appreciation by investing in diversified portfolio predominantly consisting of equity and equity related securities of Large Cap companies including derivatives. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,414 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Large Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Large Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| UTI Large Cap Fund | 1.8 | +9.33% | - | 98.5% | Rs 12,484 cr | Compare → |
| Union Largecap Fund | 2.6 | +9.15% | 2.58% | 92.2% | Rs 452 cr | Compare → |
| Mahindra Manulife Large Cap Fund | 3.0 | +9.96% | 2.59% | 99.7% | Rs 719 cr | Compare → |
| Sundaram Large Cap Fund Formerly Known as Sundaram Blue Chip Fund | 4.3 | +8.69% | 2.05% | 89.9% | Rs 3,090 cr | Compare → |
| HDFC Large Cap Fund | 5.0 | +10.25% | 1.56% | 93.6% | Rs 40,757 cr | Compare → |
Frequently Asked Questions about LIC MF Large Cap Fund
What is the expense ratio of LIC MF Large Cap Fund?
LIC MF Large Cap Fund has a total expense ratio (TER) of 2.46% with a base expense ratio of 1.83%, compared to the Large Cap category median of 2.29%.
Who manages LIC MF Large Cap Fund?
LIC MF Large Cap Fund is managed by Sumit Bhatnagar (tenure: 3.1 years since 2023-10-03).
What are the historical returns of LIC MF Large Cap Fund?
LIC MF Large Cap Fund delivered a 3-year CAGR of 9.36% and a 5-year CAGR of 5.7%. Its 1-year return stands at -1.87%.
How large is LIC MF Large Cap Fund?
LIC MF Large Cap Fund manages assets of Rs 1,414 cr, placing it in the 'comfortable' size band relative to Large Cap peers.
How is LIC MF Large Cap Fund scored on MFIQ?
LIC MF Large Cap Fund holds an MFIQ Score of 1.5/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is LIC MF Large Cap Fund?
LIC MF Large Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.12% with a maximum historical drawdown of -64.61%.