Union Largecap Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 98% of 3-year investment horizons.
- 5-Year CAGR of 6.68% demonstrates steady long-term compounding.
- Experienced a maximum drawdown of -36.4% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +10.33% | +10.11% | +0.22% |
| 3 Months | +2.34% | +2.34% | 0.00% |
| 6 Months | +5.95% | +7.43% | -1.48% |
| 1 Year | -0.46% | +1.45% | -1.91% |
| 3 Years CAGR | +9.15% | +11.11% | -1.96% |
| 5 Years CAGR | +6.68% | +8.67% | -1.99% |
| 7 Years CAGR | +11.58% | +12.38% | -0.80% |
| Since Inception | +9.67% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Union Largecap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +0.46% | +0.43% | +0.03% |
| 2025 | +4.22% | +7.29% | -3.07% |
| 2024 | +12.38% | +14.09% | -1.71% |
| 2023 | +22.26% | +23.37% | -1.11% |
| 2022 | -0.48% | +1.44% | -1.92% |
| 2021 | +28.56% | +25.31% | +3.25% |
| 2020 | +15.07% | +14.56% | +0.51% |
| 2019 | +12.04% | +12.01% | +0.03% |
| 2018 | -5.06% | -0.64% | -4.42% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -30.39% | +11.12% | +5.45% | +88.27% | 72.8% | 33.9% |
| 3-Year Rolling | -5.41% | +12.87% | +13.18% | +29.31% | 97.9% | 15.8% |
| 5-Year Rolling | +4.31% | +12.96% | +12.84% | +24.67% | 100.0% | 8.1% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-01-17 | 2020-03-23 | -36.4% | 2 months | 8 months |
| 2021-10-18 | 2022-06-17 | -19.7% | 8 months | 12 months |
| 2024-09-26 | 2025-02-28 | -16.7% | 5 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity Related Instruments of Large Cap entity(ies)# | 80% - 100% of net assets; Equity and Equity related instruments of entity(ies) other than Large Cap entity(ies)#: 0% - 20% of net assets; Money Market Instruments, Other Liquid Instruments and other assets as permitted by SEBI : 0%-20% of net asssets; Units issued by InvITs: 0% - 10% (# In accordance with Clause 3.9 of SEBI Master Circular for Mutual Funds dated March 20, 2026, Large Cap, Mid Cap and Small Cap are defined as follows: • Large Cap: 1st -100th company in terms of full market capitalization • Mid Cap: 101st - 250th company in terms of full market capitalization • Small Cap: 251st company onwards in terms of full market capitalization.) Please refer the Scheme Information Document for more details. |
Investment Objective & Strategy
The investment objective of the scheme is to seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities of large cap companies. However, there can be no assurance that the Investment Objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 452 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Large Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Large Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| LIC MF Large Cap Fund | 1.5 | +9.36% | 2.46% | 107.3% | Rs 1,414 cr | Compare → |
| Sundaram Large Cap Fund Formerly Known as Sundaram Blue Chip Fund | 4.3 | +8.69% | 2.05% | 89.9% | Rs 3,090 cr | Compare → |
| UTI Large Cap Fund | 1.8 | +9.33% | - | 98.5% | Rs 12,484 cr | Compare → |
| BAJAJ FINSERV LARGE CAP FUND | 5.1 | - | 2.72% | 79.3% | Rs 1,712 cr | Compare → |
| Mahindra Manulife Large Cap Fund | 3.0 | +9.96% | 2.59% | 99.7% | Rs 719 cr | Compare → |
Frequently Asked Questions about Union Largecap Fund
What is the expense ratio of Union Largecap Fund?
Union Largecap Fund has a total expense ratio (TER) of 2.58% with a base expense ratio of 2.1%, compared to the Large Cap category median of 2.29%.
Who manages Union Largecap Fund?
Union Largecap Fund is managed by Pratik Dharmshi.
What are the historical returns of Union Largecap Fund?
Union Largecap Fund delivered a 3-year CAGR of 9.15% and a 5-year CAGR of 6.68%. Its 1-year return stands at -0.46%.
How large is Union Largecap Fund?
Union Largecap Fund manages assets of Rs 452 cr, placing it in the 'small' size band relative to Large Cap peers.
How is Union Largecap Fund scored on MFIQ?
Union Largecap Fund holds an MFIQ Score of 2.6/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Union Largecap Fund?
Union Largecap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.98% with a maximum historical drawdown of -36.37%.