UTI Large Cap Fund - Regular Plan - Growth Option
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 98% of 3-year investment horizons.
- Over 40 years of operational history across different market cycles.
- Experienced a maximum drawdown of -55.6% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +10.77% | +10.11% | +0.66% |
| 3 Months | +3.19% | +2.34% | +0.85% |
| 6 Months | +7.48% | +7.43% | +0.05% |
| 1 Year | -0.69% | +1.45% | -2.14% |
| 3 Years CAGR | +9.33% | +11.11% | -1.78% |
| 5 Years CAGR | +6.45% | +8.67% | -2.22% |
| 7 Years CAGR | +12.02% | +12.38% | -0.36% |
| 10 Years CAGR | +11.69% | +12.11% | -0.42% |
| Since Inception | +11.04% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in UTI Large Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.97% | +0.43% | -2.40% |
| 2025 | +8.56% | +7.29% | +1.27% |
| 2024 | +11.21% | +14.09% | -2.88% |
| 2023 | +20.78% | +23.37% | -2.59% |
| 2022 | -1.79% | +1.44% | -3.23% |
| 2021 | +29.56% | +25.31% | +4.25% |
| 2020 | +18.67% | +14.56% | +4.11% |
| 2019 | +10.69% | +12.01% | -1.32% |
| 2018 | -0.39% | -0.64% | +0.25% |
| 2017 | +29.57% | +30.38% | -0.81% |
| 2016 | +3.60% | +3.25% | +0.35% |
| 2015 | -0.49% | -0.48% | -0.01% |
| 2014 | +43.29% | +38.97% | +4.32% |
| 2013 | +5.90% | +6.63% | -0.73% |
| 2012 | +25.07% | +28.47% | -3.40% |
| 2011 | -19.72% | -22.55% | +2.83% |
| 2010 | +18.47% | +17.67% | +0.80% |
| 2009 | +74.16% | +77.18% | -3.02% |
| 2008 | -50.30% | -50.30% | 0.00% |
| 2007 | +62.54% | +60.42% | +2.12% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -52.18% | +13.73% | +10.31% | +89.91% | 77.3% | 39.6% |
| 3-Year Rolling | -4.76% | +12.15% | +12.19% | +28.70% | 98.1% | 32.6% |
| 5-Year Rolling | -1.42% | +12.04% | +12.91% | +24.15% | 99.9% | 24.8% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-04 | 2008-11-20 | -55.6% | 11 months | 22 months |
| 2020-02-13 | 2020-03-23 | -34.7% | 1 months | 7 months |
| 2006-05-10 | 2006-06-14 | -30.5% | 1 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & equity related instruments of large cap entities | 80% - 100% Money Market Instruments and other instruments permissible under residual portion : 0% - 20% |
Investment Objective & Strategy
The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap companies. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 12,484 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Large Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Large Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Mahindra Manulife Large Cap Fund | 3.0 | +9.96% | 2.59% | 99.7% | Rs 719 cr | Compare → |
| LIC MF Large Cap Fund | 1.5 | +9.36% | 2.46% | 107.3% | Rs 1,414 cr | Compare → |
| HDFC Large Cap Fund | 5.0 | +10.25% | 1.56% | 93.6% | Rs 40,757 cr | Compare → |
| Union Largecap Fund | 2.6 | +9.15% | 2.58% | 92.2% | Rs 452 cr | Compare → |
| ITI Large Cap Fund | 3.4 | +10.64% | 2.61% | 99.0% | Rs 380 cr | Compare → |
Frequently Asked Questions about UTI Large Cap Fund
What is the expense ratio of UTI Large Cap Fund?
The expense ratio for UTI Large Cap Fund is currently not reported.
Who manages UTI Large Cap Fund?
UTI Large Cap Fund is managed by Karthikraj Lakshmanan.
What are the historical returns of UTI Large Cap Fund?
UTI Large Cap Fund delivered a 3-year CAGR of 9.33% and a 5-year CAGR of 6.45%. Its 1-year return stands at -0.69%.
How large is UTI Large Cap Fund?
UTI Large Cap Fund manages assets of Rs 12,484 cr, placing it in the 'comfortable' size band relative to Large Cap peers.
How is UTI Large Cap Fund scored on MFIQ?
UTI Large Cap Fund holds an MFIQ Score of 1.8/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is UTI Large Cap Fund?
UTI Large Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 12.75% with a maximum historical drawdown of -55.56%.