Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Over 10 years of operational history across different market cycles.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +4.41% | +5.51% | -1.10% |
| 3 Months | +3.33% | +1.29% | +2.04% |
| 6 Months | +11.96% | +5.25% | +6.71% |
| 1 Year | +0.56% | +2.38% | -1.82% |
| 3 Years CAGR | +3.17% | +9.06% | -5.89% |
| 5 Years CAGR | +5.10% | +7.86% | -2.76% |
| 7 Years CAGR | +6.45% | +9.53% | -3.08% |
| 10 Years CAGR | +7.45% | +8.99% | -1.54% |
| Since Inception | +7.18% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Motilal Oswal Balanced Advantage Fund MOFDYNAMIC compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +5.23% | +1.91% | +3.32% |
| 2025 | -7.15% | +5.68% | -12.83% |
| 2024 | +9.37% | +12.82% | -3.45% |
| 2023 | +24.10% | +18.07% | +6.03% |
| 2022 | -1.11% | +2.58% | -3.69% |
| 2021 | +7.41% | +13.27% | -5.86% |
| 2020 | +8.80% | +13.64% | -4.84% |
| 2019 | +10.90% | +8.79% | +2.11% |
| 2018 | -0.84% | +1.01% | -1.85% |
| 2017 | +24.39% | +17.26% | +7.13% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -17.00% | +6.93% | +5.54% | +39.77% | 64.8% | 25.0% |
| 3-Year Rolling | -0.59% | +7.68% | +7.82% | +14.48% | 99.9% | 7.2% |
| 5-Year Rolling | +2.66% | +7.49% | +7.52% | +13.93% | 100.0% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-05 | 2026-03-31 | -28.1% | 19 months | Not yet recovered |
| 2020-02-19 | 2020-03-23 | -22.3% | 1 months | 4 months |
| 2022-01-17 | 2022-06-20 | -14.6% | 5 months | 3 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & equity related instruments, Equity Derivatives & International Stocks* 0-100%; Debt Instruments, Money | Per Scheme Mandate |
| Market Instruments, G-Sec, Cash and Cash at Call, etc 0-100%; ##Units issued by REITs and InvITs 0-10% | Per Scheme Mandate |
| *The Scheme may invest in foreign securities including ADRs/ | Per Scheme Mandate |
| GDRs/Foreign equity and equity related instruments upto | Per Scheme Mandate |
| 15% of the total net assets of the Scheme. Such investments | Per Scheme Mandate |
| will be subject to SEBI (Mutual Funds) Regulations, 1996 and | Per Scheme Mandate |
| in compliance with SEBI Circular no. SEBI/HO/IMD/IMD-II/ | Per Scheme Mandate |
| DOF3/P/CIR/2021/571 dated June 03, 2021 and such other | Per Scheme Mandate |
| regulations issued from time to time. | Per Scheme Mandate |
| ##The existing investment will be continued until its maturity and | Per Scheme Mandate |
| there shall be no new exposure under REITs and InvITs with | Per Scheme Mandate |
| effect from January 04, 2023. | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective is to generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives & International Stocks, debt, money market instruments.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 738 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Balanced Advantage schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Balanced Advantage Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Shriram Balanced Advantage Fund | 2.3 | +5.54% | 2.57% | 71.7% | Rs 43.4 cr | Compare → |
| Unifi Dynamic Asset Allocation Fund | 9.8 | - | - | -15.6% | Rs 1,560 cr | Compare → |
| NJ Balanced Advantage Fund | 3.3 | +7.01% | 2.40% | 54.7% | Rs 3,335 cr | Compare → |
| Bajaj Finserv Balanced Advantage Fund | 4.2 | - | 2.63% | 64.9% | Rs 1,296 cr | Compare → |
| PGIM India Balanced Advantage Fund | 2.9 | +7.25% | 2.48% | 73.5% | Rs 714 cr | Compare → |
Frequently Asked Questions about Motilal Oswal Balanced Advantage Fund MOFDYNAMIC
What is the expense ratio of Motilal Oswal Balanced Advantage Fund MOFDYNAMIC?
The expense ratio for Motilal Oswal Balanced Advantage Fund MOFDYNAMIC is currently not reported.
Who manages Motilal Oswal Balanced Advantage Fund MOFDYNAMIC?
Motilal Oswal Balanced Advantage Fund MOFDYNAMIC is managed by Santosh Singh (tenure: 4.9 years since 2022-01-01).
What are the historical returns of Motilal Oswal Balanced Advantage Fund MOFDYNAMIC?
Motilal Oswal Balanced Advantage Fund MOFDYNAMIC delivered a 3-year CAGR of 3.17% and a 5-year CAGR of 5.1%. Its 1-year return stands at +0.56%.
How large is Motilal Oswal Balanced Advantage Fund MOFDYNAMIC?
Motilal Oswal Balanced Advantage Fund MOFDYNAMIC manages assets of Rs 738 cr, placing it in the 'small' size band relative to Balanced Advantage peers.
How is Motilal Oswal Balanced Advantage Fund MOFDYNAMIC scored on MFIQ?
Motilal Oswal Balanced Advantage Fund MOFDYNAMIC holds an MFIQ Score of 0.7/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Motilal Oswal Balanced Advantage Fund MOFDYNAMIC?
Motilal Oswal Balanced Advantage Fund MOFDYNAMIC has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 12.47% with a maximum historical drawdown of -28.08%.