Shriram Balanced Advantage Fund - Regular Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Strong capital defense: downside capture of 72% limits losses during market corrections.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.60% | +5.51% | +1.09% |
| 3 Months | +0.87% | +1.29% | -0.42% |
| 6 Months | +4.00% | +5.25% | -1.25% |
| 1 Year | -0.81% | +2.38% | -3.19% |
| 3 Years CAGR | +5.54% | +9.06% | -3.52% |
| 5 Years CAGR | +5.22% | +7.86% | -2.64% |
| 7 Years CAGR | +7.30% | +9.53% | -2.23% |
| Since Inception | +7.47% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Shriram Balanced Advantage Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.73% | +1.91% | -3.64% |
| 2025 | -0.53% | +5.68% | -6.21% |
| 2024 | +9.38% | +12.82% | -3.44% |
| 2023 | +19.26% | +18.07% | +1.19% |
| 2022 | +2.68% | +2.58% | +0.10% |
| 2021 | +9.39% | +13.27% | -3.88% |
| 2020 | +13.97% | +13.64% | +0.33% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -8.99% | +8.67% | +6.29% | +34.54% | 77.8% | 26.6% |
| 3-Year Rolling | +3.34% | +9.19% | +9.21% | +13.36% | 100.0% | 0.0% |
| 5-Year Rolling | +3.71% | +8.73% | +9.17% | +13.06% | 100.0% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-13 | 2020-03-23 | -14.8% | 1 months | 4 months |
| 2024-09-27 | 2026-03-31 | -14.8% | 18 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity, Equity related instruments including Derivatives: 65% to 100%; Debt (including money market instruments, securitized debt & units of debt and liquid category schemes) & Cash: 0% to 35% | Per Scheme Mandate |
Investment Objective & Strategy
The primary objective of the Scheme is to generate capital appreciation with relatively lower volatility over a longer tenure of time. The Scheme will accordingly invest in equities, arbitrage opportunities, derivative strategies and debt and money market instruments. There is no assurance that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 43.4 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as too small relative to Balanced Advantage schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Balanced Advantage Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund | 3.3 | +7.01% | 2.40% | 54.7% | Rs 3,335 cr | Compare → |
| Motilal Oswal Balanced Advantage Fund MOFDYNAMIC | 0.7 | +3.17% | - | 88.2% | Rs 738 cr | Compare → |
| PGIM India Balanced Advantage Fund | 2.9 | +7.25% | 2.48% | 73.5% | Rs 714 cr | Compare → |
| Unifi Dynamic Asset Allocation Fund | 9.8 | - | - | -15.6% | Rs 1,560 cr | Compare → |
| ITI Balanced Advantage Fund | 2.5 | +7.46% | 3.22% | 41.6% | Rs 319 cr | Compare → |
Frequently Asked Questions about Shriram Balanced Advantage Fund
What is the expense ratio of Shriram Balanced Advantage Fund?
Shriram Balanced Advantage Fund has a total expense ratio (TER) of 2.57% with a base expense ratio of 2.09%, compared to the Balanced Advantage category median of 2.40%.
Who manages Shriram Balanced Advantage Fund?
Shriram Balanced Advantage Fund is managed by Ketankumar Shah.
What are the historical returns of Shriram Balanced Advantage Fund?
Shriram Balanced Advantage Fund delivered a 3-year CAGR of 5.54% and a 5-year CAGR of 5.22%. Its 1-year return stands at -0.81%.
How large is Shriram Balanced Advantage Fund?
Shriram Balanced Advantage Fund manages assets of Rs 43.4 cr, placing it in the 'too small' size band relative to Balanced Advantage peers.
How is Shriram Balanced Advantage Fund scored on MFIQ?
Shriram Balanced Advantage Fund holds an MFIQ Score of 2.3/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Shriram Balanced Advantage Fund?
Shriram Balanced Advantage Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 10.17% with a maximum historical drawdown of -14.84%.