NJ Flexi Cap Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.57% | +6.72% | -0.15% |
| 3 Months | -1.80% | +0.95% | -2.75% |
| 6 Months | +2.90% | +7.48% | -4.58% |
| 1 Year | -0.61% | +3.87% | -4.48% |
| 3 Years CAGR | +8.07% | +12.91% | -4.84% |
| Since Inception | +8.77% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in NJ Flexi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.65% | +3.55% | -5.20% |
| 2025 | -2.91% | +3.91% | -6.82% |
| 2024 | +13.73% | +18.52% | -4.79% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -16.21% | +2.18% | -3.18% | +59.20% | 31.4% | 11.5% |
| 3-Year Rolling | +6.54% | +7.47% | +7.44% | +8.59% | 100.0% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-03 | 2026-03-30 | -28.4% | 19 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Instruments Indicative allocations (% of total assets) Equity & Equity related instruments Minimum 65% - Maximum 100% Risk Profile – Medium to High Debt and money market instruments - Minimum 0% - Maximum 35% Risk Profile - Low to Medium | Per Scheme Mandate |
Investment Objective & Strategy
NJ Flexi Cap Fund is an open ended dynamic equity scheme investing across large cap, mid cap, small cap stocks. The investment objective of the Scheme is to generate long term capital appreciation by investing in equity and equity related instruments across market capitalizations. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 2,747 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Flexi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Flexi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Sundaram Flexicap Fund | 3.8 | +8.91% | 2.17% | 93.7% | Rs 1,948 cr | Compare → |
| Shriram Flexi Cap Fund | 1.9 | +6.05% | 2.60% | 114.0% | Rs 130 cr | Compare → |
| SBI Flexicap Fund | 3.3 | +9.24% | 2.03% | 89.4% | Rs 22,727 cr | Compare → |
| TRUSTMF Flexi Cap Fund | 5.7 | - | 3.14% | 82.8% | Rs 1,102 cr | Compare → |
| Tata Flexi Cap Fund | 4.0 | +9.42% | 2.10% | 85.3% | Rs 3,666 cr | Compare → |
Frequently Asked Questions about NJ Flexi Cap Fund
What is the expense ratio of NJ Flexi Cap Fund?
NJ Flexi Cap Fund has a total expense ratio (TER) of 2.26% with a base expense ratio of 1.69%, compared to the Flexi Cap category median of 2.17%.
Who manages NJ Flexi Cap Fund?
NJ Flexi Cap Fund is managed by Dhaval Patel.
What are the historical returns of NJ Flexi Cap Fund?
NJ Flexi Cap Fund delivered a 3-year CAGR of 8.07%. Its 1-year return stands at -0.61%.
How large is NJ Flexi Cap Fund?
NJ Flexi Cap Fund manages assets of Rs 2,747 cr, placing it in the 'comfortable' size band relative to Flexi Cap peers.
How is NJ Flexi Cap Fund scored on MFIQ?
NJ Flexi Cap Fund holds an MFIQ Score of 2.7/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is NJ Flexi Cap Fund?
NJ Flexi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.45% with a maximum historical drawdown of -28.39%.